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WebA debt consolidation loan is best for those with good or excellent credit scores who can qualify for the lowest available interest rates. Use a balance transfer credit card . Another option for those with good credit is to apply for a credit card that offers an introductory 0% APR period on transferred balances, known as a balance transfer card. WebApr 3, 2024 · Marcus – Best Overall Debt Consolidation Loan Achieve – Best For Paying Off Credit Card Debt Discover – Best For No Interest If Repaid Within 30 Days Upgrade – Best For Bad Credit... WebApr 7, 2024 · Americans are struggling with credit card debt at record levels. Consumers in the U.S. carry a combined total of $986 billion dollars in credit card debt as of Q4 2024. That figure represents a ... field medical battalion east